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The European Savings Tax Directive (ESTD) Article 20 Addressees This Directive is addressed to the Member States. Done at Luxembourg, 3 June 2003. For the Council The President N. CHRISTODOULAKIS   Return to Index  Return to Table of Contents of the European Savings Tax Directive          Certified Risk and Compliance Management Professional (CRCMP) Distance Learning and Online Certification Program Certified Information Systems Risk and Compliance Professional (CISRCP) Distance Learning and Online Certification Program To learn more: www.risk-compliance-association.com/Distance_Learning_and_Certification.htm